Service Details

ADU Financing Options

ADU Financing Options

We help homeowners move forward with their ADU without upfront financial pressure. Our financing options allow you to design, permit, and build your ADU with no payments during the first 12 months. Once the ADU is completed and ready to be rented, payments begin.

1. Sub-Services

ADU Financing Options

Deferred Payment Program
Build your ADU with no payments during the first 12 months while we handle design, permits, and construction.

Design, Permits & Construction Included
Financing covers the full ADU process, from architectural design and permitting to construction and final delivery.

Eligibility & Property Review
We review your property, scope, and goals to determine eligibility for available financing options.

Project Cost & Payment Structure Review
Clear explanation of total project cost, payment structure, and when payments begin.

Rental Readiness Timeline Planning
We align the build timeline with your rental goals so payments begin when the ADU is ready to generate income.

Flexible Financing Paths
Guidance on available financing structures based on your situation and long-term goals.

2. What’s Included

Our ADU financing service includes:

  • Review of financing eligibility

  • Explanation of the 12-month no-payment program

  • Alignment of financing with design, permits, and construction

  • Clear payment timeline and expectations

  • Coordination between financing and project milestones

  • Support through project completion

3. Benefits

Why choose The ADU Group’s financing options?

  • No Payments for the First 12 Months: Start your ADU without immediate financial pressure

  • Everything Under One Roof: Financing coordinated with design, permits, and construction

  • Predictable Planning: Clear timelines and payment expectations

  • Faster Decision-Making: Remove financing as a blocker to getting started

  • Built for Rental & Long-Term Value: Designed to support income and property value growth

4. Our Approach

Initial Review
We discuss your property, goals, and ADU scope during a free consultation.

Financing Overview
We explain available financing options and confirm eligibility for deferred payment programs.

Project Alignment
Financing is aligned with design, permitting, and construction timelines.

Build & Completion
We deliver the ADU, typically within 12 months, and prepare it for occupancy.

Payment Start
Payments begin once the ADU is completed and ready to be rented.

5. Pricing

Free Consultation & Financing Review

Your initial consultation, project estimate, and financing review are completely free.

There are no payments required during the first 12 months under our deferred payment program.
Final pricing and payment structure are explained clearly before moving forward.

Contact us to schedule your free consultation.

6. FAQs

Q: Do I really pay nothing for the first 12 months?
A: Yes. With our deferred payment program, no payments are required during the first 12 months while your ADU is designed, permitted, and built.

Q: What’s included during the no-payment period?
A: Design, permits, plans, and full construction are included.

Q: When do payments begin?
A: Payments begin once construction is complete and the ADU is ready for occupancy.

Q: Is the consultation and financing review free?
A: Yes. The initial consultation, estimate, and financing review are completely free.

Q: How long does it take to complete the ADU?
A: Most ADUs are completed in under 12 months, depending on scope and city approvals.

Q: Do you handle the entire ADU process?
A: Yes. We manage everything from planning and design to permits, financing, construction, and final delivery.


Have a question? Fill out the form and we’ll take it from there.

Have a question? Fill out the form and we’ll take it from there.

Have a question? Fill out the form and we’ll take it from there.